Author: Roy Ramthun

How HSAs, FSAs, and HRAs Can Work Together

Health care flexible spending arrangements (FSAs) and health reimbursement arrangements (HRAs) are similar to Health Savings Accounts (HSAs) in some ways but very different in other ways.  For example, FSAs and HRAs are only available when offered by a company to its employees, so employees that don’t work for an employer that offers an FSA […]

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How Health Savings Accounts Work for Same-Sex Couples and Domestic Partners

Many employers and insurance carriers permit individuals to cover a same-sex spouse or domestic partner on their insurance coverage.  This includes high deductible health plans that make people eligible for health savings accounts (aka “HSA-qualified” plans).  Under an HSA-qualified plan, individuals either have self-only coverage or family coverage. “Family coverage” is simply defined as having […]

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