| 2024 | 2025 | 2026 | |
|---|---|---|---|
| Contribution Limits | |||
| Individual Max HSA Contribution | $4,150 | $4,300 | $4,350 |
| Family Max HSA Contribution | $8,300 | $8,550 | $8,750 |
| Catch-up Contribution (age 55 or over) | $1,000 | $1,000 | $1,000 |
| Spouse Catch-up (into separate HSA) | $1,000 | $1,000 | $1,000 |
| HSA-Qualified Plan (HDHP) Requirements | |||
| Individual Minimum Deductible | $1,600 | $1,650 | $1,700 |
| Family Minimum Deductible | $3,200 | $3,300 | $3,400 |
| Individual Max Out-of-Pocket | $8,050 | $8,300 | $8,450 |
| Family Max Out-of-Pocket | $16,100 | $16,600 | $16,900 |
