Health Savings Account Limits

202320242025
Contribution Limits
Individual Max HSA Contribution$3,850$4,150$4,250
Family Max HSA Contribution$7,750$8,300$8,550
Catch-up Contribution (age 55 or over)$1,000$1,000$1,000
Spouse Catch-up (into separate HSA)$1,000$1,000$1,000
HSA-Qualified Plan (HDHP) Requirements
Individual Minimum Deductible $1,500$1,600$1,650
Family Minimum Deductible$3,000$3,200$3,300
Individual Max Out-of-Pocket $7,500$8,050$8,250
Family Max Out-of-Pocket$15,000$16,100$16,500