| 2023 | 2024 | 2025 | |
|---|---|---|---|
| Contribution Limits | |||
| Individual Max HSA Contribution | $3,850 | $4,150 | $4,300 |
| Family Max HSA Contribution | $7,750 | $8,300 | $8,550 |
| Catch-up Contribution (age 55 or over) | $1,000 | $1,000 | $1,000 |
| Spouse Catch-up (into separate HSA) | $1,000 | $1,000 | $1,000 |
| HSA-Qualified Plan (HDHP) Requirements | |||
| Individual Minimum Deductible | $1,500 | $1,600 | $1,650 |
| Family Minimum Deductible | $3,000 | $3,200 | $3,300 |
| Individual Max Out-of-Pocket | $7,500 | $8,050 | $8,300 |
| Family Max Out-of-Pocket | $15,000 | $16,100 | $16,600 |
