As many of you know I track the data needed to make inflation adjustments for Health Savings Account from one year to the next. I have accurately predicted the annual adjustments by the Internal Revenue Service for the past 19 years.

With the April 10 release of the March inflation figures by the Bureau of Labor Statistics, I am now finalizing my projected HSA amounts for 2026.  You can find my final projections here.  There were a few changes to what I predicted predicted back in January due to slightly higher inflation. For example, the contribution limit for singles is higher than I predicted, and the out-of-pocket limits for HSA-qualified plans are also higher.

For HSA-qualified health insurance plans, the minimum deductibles and annual out-of-pocket limits will also increase.  This means some health plans may need to change some of their plan designs for 2025.

The IRS will make these amounts official in the coming weeks.  However, employers, trustees, custodians, administrators, and insurance carriers can start making the necessary adjustments now.