America's #1 Resource for
Health Savings Accounts
HSA Consulting Services is a team of HSA and CDHP industry veteran consultants bringing Business, Technology, Operations, Legal and Compliance, Training, Strategy, Sales and Marketing Expertise to all sizes and stages of companies, from startups to industry leading players.
HSA Consulting Services
We are experts in consumer-directed healthcare (CDH) and HSAs, providing invaluable assistance to a wide range of clients that includes banks, fintech, TPAs, benefits administration and investment services companies.
Where we can help:
- Business, Technology and Operations
The issues that strike at the heart of your business and your revenue model, such as technology and operational resources, determining whether to build a system, rent (SaaS) or buy, and which services to perform in-house or outsource, are significant strategic decisions that can impact your bottom line and ability to compete.
- Legal and Compliance
The regulatory responsibilities of CDH arise through the intersection of banking, healthcare, tax policy, benefits administration, and investing. This creates complexity that requires attention and expertise to navigate and mitigate risk.
Navigating the complex world of legislation, regulations, and advocacy can take countless hours and produce few results. Our experts track legislation introduced in the U.S. Congress and the state legislatures, as well as regulations proposed and administered by federal and state agencies. Not only are we up on the issues, our experience can help you participate in the process as you seek better outcomes.
Setting up and maintaining a training program to keep your frontline employees trained for “one-call” issue resolution can be time and cost consuming. Our training programs are cost-effective and proven to improve the expertise of the participants who have completed our training programs.
- Strategy, Sales and Marketing
With over 50 years combined experience starting and growing businesses in the CDH and HSA industries, we know which strategies work and which don’t, so we can save you time and money otherwise wasted on unproductive initiatives. Sometimes the best answer is the one that isn’t immediately clear.
HSA Consulting Testimonials
HSA Consulting Services has been invaluable in providing both their business and legal expertise to QLedgr. Their advisory services enable us to evolve quickly as a FinTech Startup. Navigating the legal questions surrounding tax-advantaged accounts can be daunting. Paul’s expert legal guidance has allowed us to confidently move forward with critical strategic business decisions knowing that we are in legal compliance to provide our innovative solutions. Itamar and Paul’s introductions to their extensive network of industry leaders have allowed us to form important business relationships with new and potential clients, partners and vendors. As strategic advisors, HSA Consulting Services’ guidance in evaluating potential market opportunities has allowed us to effectively focus on opportunities for growth.
I have completed the HSA compliance training and certification exam with Roy Ramthun from HSA Consulting Services. I found the training certification process and material to be very informative and useful. It challenged my knowledge of HSAs. It was well worth the time and effort!
These guys are the real deal. HSA Consulting Services has been a crucial partner to First Dollar as we bring a next-gen HSA to the market. After working with them, I think it would have been difficult to do what we’re doing without involving their team. They bring years of experience from every aspect of the industry – legal, compliance, sales, tech, strategy. They are efficient, quick and I’m pleased to be working with them.
Our engagement with HSACS was incredibly insightful and helpful. Paul and Itamar helped us navigate complex compliance, legal, and operational matters while balancing practicality, long-term and short-term strategic decisions. Their decades of industry knowledge were apparent every time we engaged with them, and they helped us build product and go to market faster and with greater confidence.
We help our clients develop and refine products and services, define target markets and sales strategies, set pricing, formulate sales strategies and initiatives, and grow their business.
Legal and Compliance
We assist our business partners by providing critical expertise and analysis of regulatory compliance risks, effective strategies to manage those risks, and guiding them towards the efficient and competitive solutions by engaging outside solutions as needed and drafting strong partner and vendor policies and agreements.
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We have been providing HSA Training and our HSA Expert Certification since 2015 and have trained and certified teams from new market entrants to top providers in the HSA space. Our training program is comprehensive and proven. We can customize training programs for your organization to use internally or to be used to recruit new distribution partners.
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Our team has been advising new market entrants for many years, from seed stage to public companies. We are well versed in startup stages and can provide “turn-key” services to help you get your CDH and HSA program up and running. We can also help you fine tune your operations to increase your efficiency and maximize revenue.
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HSA Consulting News
HOUSTON, Texas, Dec. 1, 2022 – HSA Consulting Services, LLC, the nation’s premier consulting firm for tax-advantaged healthcare accounts and developer of the HSA Expert Certification training and designation (HSAe) program, has acquired Access Point HSA, LLC which develops and markets the nationally-recognized training and designation program Certified Health Savings Adviser (CHSA®). The CHSA training program is designed […]Read More
HSA Compliance Corner Different Contributions for New Hires? Yes, but Be Sure to . . .Employers can determine how to treat workers who become HSA-eligible after the first day of their HSA contribution year. Some employer-contribution policies require some thought around how to handle mid-year eligibility. Other policies often require no modification. Employers should make […]Read More
HSA Consulting Services is pleased to issue the Certified HSA Expert, or “HSAe“, designation to Kristina Frey. Upon successful completion of the HSA Expert training program and passing our course exam, this certificate is issued as of November 22, 2023 and is valid for three years. Congratulations, Kristina!Read More
News from Washington DOL Denies Request to Extend Fiduciary Rule Comment PeriodAssistant Secretary of the Labor Department’s Employee Benefits Security Administration, Lisa Gomez, denied a request by industry trade groups to extend the comment period on Labor’s fiduciary rule. Gomez said in a letter that “EBSA believes that its current proposal reflects significant input it […]Read More